GUEDITM1 is a BIC / SWIFT code of SMEMORANDA GROUP S.P.A.. Here you can find an address, list of currencies, correspondent relations and recommendations on how to send SWIFT transfers to this bank.
Address: VIALE ORTLES 52/54 MILANO 20139 ITALY
ITALY
SMEMORANDA GROUP S.P.A. Information
SWIFT/BIC Code
GUEDITM1
SWIFT/BIC Code (8 characters)
GUEDITM1
Branch Code
Country
ITALY
Local Currency
TARGET2
No
Always check with your bank or recipient directly if you are planning on sending money. If you believe you made a mistake in a SWIFT code, you can ask your bank to recall the payment.
SWIFT Code GUEDITM1 Explained:
SWIFT code is required to send an international money transfer over SWIFT (international wire transfer).
Normally, you can use first 8 symbols (GUEDITM1) without branch code for a SWIFT funds transfer, however we recommend to double check with SMEMORANDA GROUP S.P.A..
Most of the time, banks rely on their own or centralized reference data (SWIFTref), so you can send SWIFT payments to SMEMORANDA GROUP S.P.A. without specifying correspondent banks, however if you would like to manually choose one you can order information about GUEDITM1 correspondent banks or request it from the customer service of SMEMORANDA GROUP S.P.A..
Payment Tracking
In order to track a SWIFT cross-border payment to/from SMEMORANDA GROUP S.P.A. you need an UETR code, Reference #, Amount Value, Payment Date and a Currency. Usually you can find all this info in a MT103 form.
Yes. GUEDITM1 is the SWIFT/BIC code of SMEMORANDA GROUP S.P.A. in ITALY. It follows the ISO 9362 format and is used to route international (SWIFT) wire transfers to this institution.
Can I use the 8-character code GUEDITM1?
In most cases, yes. The 8-character code GUEDITM1 refers to the head office, while the optional last three characters (XXX) identify a specific branch. We recommend confirming the exact code with SMEMORANDA GROUP S.P.A. or the sending bank.
How do I send a payment to SMEMORANDA GROUP S.P.A.?
Provide the beneficiary account number or IBAN together with the SWIFT/BIC code GUEDITM1 to your bank. To track the resulting cross-border payment you will need the UETR, which appears on the MT103 confirmation.
This record is aligned with the ISO 9362 BIC directory maintained by SWIFT — the ISO-appointed Registration Authority — and is refreshed on a monthly cycle. Last updated December 2025.
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The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium. We are not in any way affiliated with S.W.I.F.T. SCRL.
