Check SWIFT Code

5 steps to check a SWIFT/BIC code in 2023

You have found a SWIFT code, but not sure if it is valid? Our experts have built 5 easy steps which will help you to make sure your SWIFT payment will reach the receiver:

• Make sure your SWIFT code is 8 or 11 symbols. For example, EBILAEAD - 8 symbols SWIFT code of Emirates NBD.


• Check if the country code is correct. For example, if you send funds to Bank Hapoalim in Israel, the proper SWIFT code is POALILIT. The 5-th and 6-th symbols represent a country name IL - Israel. Don't mix it up with Hapoalim in other countries, for example, POALLUL2 - it is Hapoalim in Luxembourg.


• Search by SWIFT/BIC code in Bank Pulse database to make sure it is active. Sometimes banks change SWIFT codes and old disconnects from SWIFT network.


• Ask beneficiary to double check with their bank's customer service a SWIFT/BIC code and also other instructions for international funds transfer. Sometimes it is important to put manually correspondent bank as well.

Please keep in mind that putting a proper SWIFT code is essential for a cross-border money transfer. If you put a wrong SWIFT code, the payment will stuck and you will need your bank (sender's bank) to recall the payment and once your funds return back, resend with correct details. On average it takes 1-2 months.