SWIFT Payments: Guides and Articles

Expert guides on international payments and cross-border banking

New banks and financial institutions which got SWIFT code last week. Update from: 2026-07-01

#Data Updates · ·
32 views
Sanctions Screening Tools Compared: From World-Check to Modern API Screening

Sanctions screening is no longer just a job for big banks. Real estate agents, law firms, payment startups and any business that moves money across borders now have to check names against global watchlists, or risk fines and a frozen bank account. This guide explains who needs screening, which lists actually matter, and how the tools compare, from the old-school World-Check to modern API services like Ohmyfin.

#Compliance · ·
147 views

You are trying to send a USD wire from a small U.S. bank to a beneficiary abroad, and the wire form is asking for an ABA routing number — not a SWIFT/BIC code. The foreign bank only ever gave you a BIC. So how do you bridge the gap between the international SWIFT world and the domestic Fedwire rails? This guide explains why this happens, what an ABA routing number really is in the cross-border context, and how to convert a SWIFT/BIC into the right ABA in seconds.

#Data Updates · ·
1690 views

Learn how to trace an international SWIFT payment using the UETR (Unique End-to-End Transaction Reference). Step-by-step: from getting the MT103/UETR, using SWIFT gpi or bank trackers, to using an independent tracker like Ohmyfin when gpi isn’t available.

#Find SWIFT · ·
30530 views
The Journey of a SWIFT Payment: What Happens After You Hit Send

You have just looked up a SWIFT code, double-checked the bank name, and filled in every field on the transfer form. You press Send. The screen confirms your instruction, a reference number appears, and then — silence. Your money has entered a system that moves trillions of dollars every day, yet most people have no idea what happens inside it. This article walks you through every stage of an...

#Payments · ·
1864 views
UETR: The Tracking Number That Changed International Payments

If you have ever sent money internationally, you know the feeling. You hand over the details, the bank confirms the transfer, and then you wait. A day passes. Two days. You call your bank and hear something like "the payment is being processed" or "it has been sent to the correspondent bank." You call the recipient's bank and they say they haven't received anything yet. You are left somewhere in t...

#Payments · ·
4001 views
Bank Sanctions Lists Explained: What to Check Before Sending a Wire Transfer

Why Sanctions Matter When Sending Money Internationally You have just looked up a SWIFT code and you are about to send a wire transfer abroad. Before you confirm that payment, there is one critical question most people never think to ask: is the receiving bank on a sanctions list? International sanctions are restrictions imposed by governments and supranational bodies on specific countries, orga...

#Compliance · ·
1252 views

Ohmyfin Limited, a UK-based fintech company (previously worked under the brand TrackMySwift), has released official open-source SDKs for Node.js, Python, and PHP, enabling developers to integrate SWIFT payment tracking and validation into their applications.

#Data Updates · ·
1721 views

A new RegTech startup has launched DoraPass, an affordable self-service platform helping payment institutions and e-money firms meet DORA Register of Information requirements. With 93.5% of entities failing the ESA dry run, the tool addresses a critical compliance gap.

#Data Updates · ·
1415 views

Managing cash across multiple countries, currencies, and banking relationships is one of the most challenging aspects of running an international business. If your treasury team is still relying on Excel spreadsheets to consolidate bank balances, track foreign exchange exposure, and forecast cash flow, you're not alone - but you're also fighting an uphill battle.

#Payment Trends · ·
2233 views

New banks and financial institutions which got SWIFT code last week. Update from: 2025-05-11

#Data Updates · ·
1910 views

Tracking IBAN payments is often not a straightforward process. Many banks do not provide this built-in functionality in their online banking services. In this article, we will explain what an IBAN payment is, whether it is possible to track it, whether it is a SWIFT or SEPA payment and what the difference is, how to trace the whole chain in international payments, and the reasons why an IBAN payment can get stuck.

#Find SWIFT · ·
3007 views

Sometimes your counterpart tells you he sent a SWIFT payment, but the funds are not credited to your account yet. Here is the guide on how to validate a SWIFT payment and make sure funds have been really sent.

#Find SWIFT · ·
8508 views

When you send an international wire transfer (SWIFT transfer), you often face with correspondent banks. Sometimes you asked about correspondent bank in the SWIFT payment form, sometimes your bank respond that the payment stuck in a correspondent bank. So what is exactly a role of correspondent bank in cross-border payment?

#Send SWIFT · ·
11536 views

SWIFT payments normally should be credited to the beneficiary's account within 3 business days. If that didn't happen, you probably want to track your SWIFT payment and figure out where it stuck and what is required to speed it up. In this article we will explain all steps required to locate your international wire transfer (SWIFT).

#Find SWIFT · ·
25441 views

The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium. We are not in any way affiliated with S.W.I.F.T. SCRL.