UPNAUS32 is a BIC / SWIFT code of THE UPSTATE NATIONAL BANK. Here you can find an address, list of currencies, correspondent relations and recommendations on how to send SWIFT transfers to this bank.
Address: 150 STATE STREET ROCHESTER,NY, 14614 UNITED STATES OF AMERICA
UNITED STATES OF AMERICA (USA)
THE UPSTATE NATIONAL BANK Information
SWIFT/BIC Code
UPNAUS32 or UPNAUS32XXX
SWIFT/BIC Code (8 characters)
UPNAUS32
Branch Code
XXX
Country
UNITED STATES OF AMERICA (USA)
Local Currency
TARGET2
No
Always check with your bank or recipient directly if you are planning on sending money. If you believe you made a mistake in a SWIFT code, you can ask your bank to recall the payment.
SWIFT Code UPNAUS32 Explained:
SWIFT code is required to send an international money transfer over SWIFT (international wire transfer).
Normally, you can use first 8 symbols (UPNAUS32) without branch code (XXX) for a SWIFT funds transfer, however we recommend to double check with THE UPSTATE NATIONAL BANK.
Most of the time, banks rely on their own or centralized reference data (SWIFTref), so you can send SWIFT payments to THE UPSTATE NATIONAL BANK without specifying correspondent banks, however if you would like to manually choose one you can order information about UPNAUS32 correspondent banks or request it from the customer service of THE UPSTATE NATIONAL BANK.
Payment Tracking
In order to track a SWIFT cross-border payment to/from THE UPSTATE NATIONAL BANK you need an UETR code, Reference #, Amount Value, Payment Date and a Currency. Usually you can find all this info in a MT103 form.
Yes. UPNAUS32XXX is the SWIFT/BIC code of THE UPSTATE NATIONAL BANK in UNITED STATES OF AMERICA (USA). It follows the ISO 9362 format and is used to route international (SWIFT) wire transfers to this institution.
Can I use the 8-character code UPNAUS32?
In most cases, yes. The 8-character code UPNAUS32 refers to the head office, while the optional last three characters (XXX) identify a specific branch. We recommend confirming the exact code with THE UPSTATE NATIONAL BANK or the sending bank.
How do I send a payment to THE UPSTATE NATIONAL BANK?
Provide the beneficiary account number or IBAN together with the SWIFT/BIC code UPNAUS32XXX to your bank. To track the resulting cross-border payment you will need the UETR, which appears on the MT103 confirmation.
Sources of Data
Business Identifier Code (BIC) is defined by ISO 9362:2022. SWIFT/BIC code UPNAUS32XXX was registered by SWIFT organization. LEI identifier has been registered by LEI Worldwide.
This record is aligned with the ISO 9362 BIC directory maintained by SWIFT — the ISO-appointed Registration Authority — and is refreshed on a monthly cycle. Last updated July 2026.
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The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium. We are not in any way affiliated with S.W.I.F.T. SCRL.
