CAYCESM2 is a BIC / SWIFT code of CAIXABANK PAYMENTS AND CONSUMER. Here you can find an address, list of currencies, correspondent relations and recommendations on how to send SWIFT transfers to this bank.
Address: C/ CALERUEGA 102 MADRID 28033 SPAIN
, MADRID , 28033 SPAIN
CAIXABANK PAYMENTS AND CONSUMER Information
SWIFT/BIC Code
CAYCESM2
SWIFT/BIC Code (8 characters)
CAYCESM2
Branch Code
Country
SPAIN
Local Currency
TARGET2
No
Always check with your bank or recipient directly if you are planning on sending money. If you believe you made a mistake in a SWIFT code, you can ask your bank to recall the payment.
SWIFT Code CAYCESM2 Explained:
SWIFT code is required to send an international money transfer over SWIFT (international wire transfer).
Normally, you can use first 8 symbols (CAYCESM2) without branch code for a SWIFT funds transfer, however we recommend to double check with CAIXABANK PAYMENTS AND CONSUMER.
Most of the time, banks rely on their own or centralized reference data (SWIFTref), so you can send SWIFT payments to CAIXABANK PAYMENTS AND CONSUMER without specifying correspondent banks, however if you would like to manually choose one you can order information about CAYCESM2 correspondent banks or request it from the customer service of CAIXABANK PAYMENTS AND CONSUMER.
Payment Tracking
In order to track a SWIFT cross-border payment to/from CAIXABANK PAYMENTS AND CONSUMER you need an UETR code, Reference #, Amount Value, Payment Date and a Currency. Usually you can find all this info in a MT103 form.
Yes. CAYCESM2 is the SWIFT/BIC code of CAIXABANK PAYMENTS AND CONSUMER in SPAIN. It follows the ISO 9362 format and is used to route international (SWIFT) wire transfers to this institution.
Can I use the 8-character code CAYCESM2?
In most cases, yes. The 8-character code CAYCESM2 refers to the head office, while the optional last three characters (XXX) identify a specific branch. We recommend confirming the exact code with CAIXABANK PAYMENTS AND CONSUMER or the sending bank.
How do I send a payment to CAIXABANK PAYMENTS AND CONSUMER?
Provide the beneficiary account number or IBAN together with the SWIFT/BIC code CAYCESM2 to your bank. To track the resulting cross-border payment you will need the UETR, which appears on the MT103 confirmation.
This record is aligned with the ISO 9362 BIC directory maintained by SWIFT — the ISO-appointed Registration Authority — and is refreshed on a monthly cycle. Last updated December 2025.
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The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium. We are not in any way affiliated with S.W.I.F.T. SCRL.
